Smart SMSF Investment
Self-managed super funds can be a powerful investment tool. However, if you’re not a finance professional with experience in SMSF investment and lending, you may find yourself out of your league with the complex processes and strict regulations.*
You can use your SMSF to buy commercial property, including premises for your own business.
Your SMSF can purchase a residential investment property as long as its sole purpose is investment.
You can invest your own Super with an SMSF
Who can invest with their Super?
- An Individual. You can invest your own super with a SMSF.
- A Group of Individuals. You can invest your super on a proportional bases in conjunction with up to three other people.
- A Family. You can pool your super and invest it on a proportional basis with other members of your family.
- A Group of Employees. A group of employees can choose to invest their super with other members from their work place.
*Please seek proper advice from your accountant and financial planner to determine whether setting up a SMSF is a suitable investment structure for your goals. Advice also needs to be sought to determine the appropriate asset classes within the SMSF that are suitable for your risk profile.
WHY INVEST WITH AN SMSF?
YOU'RE IN CONTROL
Build a portfolio of investments that not only reflect your current lifestyle, but will prepare for your lifestyle in retirement.
CHOOSE A RANGE OF OPTIONS
Including residential property, commercial property, shares, term deposits, and collectables, among others.
REDUCE INVESTMENT DEBT
You can the rent from your business premises to pay off investment debt through your SMSF.
reduce capital gains tax
You may reduce capital gains tax when you sell property, increasing your profit in the long run.
You can use your super fund to acquire a loan to purchase investment property, which you might not have been able to do otherwise.